August 14, 2009

Healthcare Rant

I have to get this subject off my chest today.

I have a friend. For as long as I have known her, she has always had financial problems. Whether she's had one job or five jobs she has always crawled along from paycheck to paycheck. She's always complained about it too. This is one of the many, many reasons I chose to go into marketing/business as opposed to going after my dreamy major in music (as she did). She also happens to be one of those people who got sucked into the Obama craze. One of those people who are looking at him as though he is a hero and through him they will achieve prosperity and a trip to the doctor's office. That's fine, but at what cost? Who is paying for that prosperity? Who will be picking up the cost for that trip to the doctor? So selfishly do these people sit on their asses and wait for someone else to fix everything for them instead of getting off their ass to do it themselves. I have been laid off before. It sucks. I only had about $1000 in my savings to get me through god knows how long of a job drought. Living off of my measly 60% of my salary unemployment check, I somehow made ends meet. I dropped memberships to gyms, cut cell phone plans to the bare minimum, student loans on forbearance.I ate minute rice and popcorn for dinner. Drank water. Lost about 40 pounds (not a bad thing! LOL!). At the end of the summer, I got a new job that I WORKED MY ASS OFF TO FIND. I didn't wait for it to come to me. I did all the work. All the follow up. Sent thank you notes. Kissed a lot of asses. The job offer sucked, but I took it anyway. I sucked it up. Did something I didn't like.

Well, times have changed. My husband and I, we live the American dream. Or, at least our version of it. We have worked extremely hard to live in a beautiful house, drive nice cars and no longer worry about bouncing checks. We work 60 hours a week. We barely see our son, but, we still say we are living the dream and hopefully will be able to send our son off to college without him having to bear the costs and debt that we had to endure. However, there is someone out there trying to take all of this away from us. He's raising our taxes. He's trying to force me into a healthcare plan where I will no longer get to choose what kind of care I want.

I cannot imagine not having the power to choose my own doctor. I could not have imagined anyone other than my OB deliver my son. An OB who SAVED MY LIFE mind you. An OB who was smart enough to know that I my PIH was getting out of control. An OB who kept me and my son safe. An OB whom I CHOSE MYSELF. I also hand picked Jack's pediatrician.We love her to death- she has taken amazing care of our son and helped us make important decisions about his health. As a consumer, AS AN AMERICAN I deserve to keep that right! The right to choose my own healthcare! Not only would I be losing that right, but, now I'll have to pay even more taxes to pay for someone else's healthcare because why? They were too lazy to go out and get a job at Burger King? Because they keep having unprotected sex and keep getting pregnant? I ask- where is the justice in that???

The thing about my friend that makes me even more irate is her lifestyle. Her and her husband smoke, drink, stay out and up all hours of the night and do not exercise. They are sick all the time. Well, duh. Come on people. You live this lifestyle and than expect someone else to pay for your healthcare because you weren't smart enough to take care of yourself? Total BS. It is not fair that we have to pay for others' mistakes. Others' bad habits.

I can understand the need to have better programs in place for those who lose their jobs. For those who suddenly lose a spouse. For those who have asshole ex-husbands who refuse to pay child support (one of my internet mommies is going through a hellish divorce and her I do believe healthcare costs are out of control. However, letting the government control it is not the answer. Is this really what the American citizens are asking for? What kinds of things will be covered? A sore throat? A broken leg? Medication? IVF? I can't even IMAGINE what the fine print of this plan looks like.

I really hope that these down on their luck people are someday able to live the dream that I get to live. I really hope they get their taxes back and instead of that fat return they were used to getting find out that they now have to pay in $7K or more simply because we worked our asses off. Again, tell me why this is fair? Just wondering. How messed up is it that our financial advisor told us to NOT make over 250K? Are you kidding me? This is how big government is destroying OUR dream folks.

I'll admit. I talk a lot of shit here. If you commented, I probably wouldn't have the ammo to fire back. All I know is, this is what my reality is and it hurts. Nobody handed me my dream. Nobody handed my husband his dream. We had to work for it.

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